The Small and Medium Enterprises Development Agency of Nigeria (SMEDAN) and global software company Zoho are giving up to ₦20 billion in Zoho wallet credits to as many as 25,000 Nigerian micro, small and medium enterprises (MSMEs). Selected businesses can use the credits on more than 60 Zoho business apps for accounting, email, customer management and more, plus free training and support.
Note: this is not cash. The ₦20 billion is the combined value of software credits across all 25,000 businesses, and the credits can only be spent on Zoho applications.
Key Details
- Partners: SMEDAN and Zoho
- Support: Zoho wallet credits worth up to ₦20 billion in total
- Beneficiaries: up to 25,000 eligible Nigerian MSMEs
- Requirement: a valid 16-digit SMEDAN certificate ID
- Cost to apply: free
- Deadline: none announced; places are limited to 25,000 businesses
Benefits
- wallet credits for more than 60 Zoho cloud apps, including:
- Zoho Workplace: business email and team collaboration
- Bigin by Zoho CRM: track customers, leads and sales
- Zoho Books: cloud accounting, invoices and expense tracking
- training sessions and workshops on using the tools
- one-on-one business consultations and ongoing technical support
For a business still running on paper records, WhatsApp chats and spreadsheets, this is a chance to move operations online without paying the full software cost.
Eligibility
- a micro, small or medium enterprise in Nigeria
- registered with SMEDAN, with a valid 16-digit SMEDAN certificate ID
- able to use cloud software (a phone or computer and internet access)
No SMEDAN ID yet? You can register with SMEDAN for free to get one. The programme is part of SMEDAN’s GROW Nigerian strategy on formalisation, finance, markets, productivity and digital adoption.
How to Apply
- Get your SMEDAN ID: if you don’t have a 16-digit SMEDAN certificate ID, register for free on the official SMEDAN website.
- Open the SMEDAN–Zoho Digital Credits application page from SMEDAN’s official website or official social media pages.
- Verify your ID: enter your 16-digit SMEDAN certificate ID to confirm eligibility.
- Complete Zoho onboarding: choose the Zoho apps your business needs and finish the sign-up to access your credits.
Stay safe: registering with SMEDAN and getting the credits is free. Don’t pay any agent or “facilitator” who promises to secure credits for you, and only enter your SMEDAN ID on official SMEDAN or Zoho pages.
Tips to Get the Most from the Credits
- Start with one problem: Zoho Books if your records are messy, or Bigin if you are losing track of customers.
- Attend the free training sessions before spending credits on many apps.
- Set up a professional business email with Zoho Workplace to build trust with customers.
- Apply early, since places are limited to 25,000 businesses.
Sources: MSME Africa and Legit.ng coverage of the SMEDAN–Zoho partnership.
