The Heirs Insurance Hackathon 2026 is officially open, and it presents a major opportunity for Nigerian students who are passionate about Artificial Intelligence (AI), technology, and innovation. Organized by Heirs Insurance Group, this national hackathon invites students from tertiary institutions across Nigeria to design AI-powered solutions that solve real problems in the country’s insurance sector.
More importantly, participants stand a chance to win up to ₦9 million in cash prizes, along with industry exposure and valuable professional connections.
About the Heirs Insurance Hackathon 2026
The Heirs Insurance Hackathon 2026 focuses on innovation that goes beyond ideas on paper. Instead, the program challenges students to create practical, scalable, and impactful AI solutions that can transform how insurance works in Nigeria.
Through this initiative, Heirs Insurance Group continues to demonstrate its commitment to youth empowerment, digital transformation, and the future of insurance in Africa. At the same time, the hackathon encourages young innovators to tackle long-standing issues such as low insurance adoption, inefficient processes, and trust gaps within the industry.
What the Hackathon Is About
At its core, the hackathon pushes participants to apply Artificial Intelligence to real-world insurance challenges. As a result, students will work on ideas that can:
- Improve customer experience
- Enhance claims processing and risk assessment
- Increase insurance inclusion and trust
- Boost operational efficiency across insurance services
Rather than focusing on theory alone, the hackathon emphasizes solutions that insurance companies can realistically adopt and scale.
Who Can Apply?
The Heirs Insurance Hackathon 2026 is open to:
- Students currently enrolled in Nigerian tertiary institutions
- Individuals or teams interested in:
- Artificial Intelligence
- Technology and innovation
- Insurance, fintech, or digital services
Both beginners and advanced innovators can apply. However, every submission must be AI-driven and problem-focused.
Challenge Focus Areas
Participants are expected to:
- Develop innovative solutions using Artificial Intelligence
- Address real challenges within Nigeria’s insurance ecosystem
- Present ideas that are practical, scalable, and impactful
Because of this clear focus, the hackathon rewards creativity that aligns with real industry needs.
Prizes to Be Won (₦9 Million Total)
Winners of the Heirs Insurance Hackathon 2026 will share a total prize pool of ₦9 million:
🥇 1st Prize: ₦5,000,000
🥈 2nd Prize: ₦3,000,000
🥉 3rd Prize: ₦1,000,000
In addition to cash rewards, participants gain industry exposure, professional visibility, and direct engagement with leaders shaping Nigeria’s insurance future.
How to Apply
Interested students should submit their entries through the official hackathon portal:
To improve your chances, ensure your application clearly explains:
- The specific problem you aim to solve
- How you apply AI to the solution
- The expected impact on Nigeria’s insurance industry
Application Deadline
🗓 February 16, 2026
Although the deadline allows some time, early applications are strongly encouraged.
Why You Should Apply
By participating in the Heirs Insurance Hackathon 2026, you can:
- Compete for one of Nigeria’s largest student-focused innovation prizes
- Showcase your AI and problem-solving skills to industry leaders
- Gain credibility, visibility, and potential career or startup opportunities
- Contribute directly to the future of digital insurance in Nigeria
Final Thoughts
If you are a student who loves AI, technology, and solving real-world problems, then the Heirs Insurance Hackathon 2026 offers the perfect platform to turn your ideas into real impact. With substantial prizes, national recognition, and long-term opportunities, this hackathon is one you should not miss.
Apply today and take the first step toward shaping the future of insurance in Nigeria.
